Terms and Conditions

1. Acceptance of Terms

By accessing or using the Nimbus Wertvane website, tools, or services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service. Continued use of the Service constitutes acceptance of any updates or modifications to these Terms.

2. Description of Service

Nimbus Wertvane provides AI-driven data analysis and informational tools intended to support decision-making related to investments and side-hustle activities. The Service is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice. Any outputs, insights, or risk assessments generated by the Service are illustrative and should not be relied upon as the sole basis for any decision.

3. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. User Accounts

Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these Terms.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law or regulation;
• Reverse engineer, decompile, or attempt to extract the underlying models or source code of the Service;
• Interfere with or disrupt the integrity or performance of the Service;
• Use automated means to access the Service without our prior written consent;
• Misrepresent your identity or impersonate any person or entity.

6. No Financial Advice

Nothing on the Nimbus Wertvane platform constitutes an offer, solicitation, or recommendation to buy, sell, or hold any investment, financial product, or business venture. All decisions made based on information provided by the Service are made at your own risk. We strongly recommend consulting a qualified financial, legal, or tax professional before making any financial decisions.

7. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the property of Nimbus Wertvane or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without our prior written consent.

8. Subscription and Payment

Certain features of the Service may require payment of fees. Where applicable, fees will be disclosed prior to purchase. All payments are non-refundable except as required by law or as otherwise stated at the time of purchase. We reserve the right to modify pricing at our discretion, with reasonable notice provided to existing subscribers.

9. Third-Party Services and Links

The Service may contain links to third-party websites or integrate with third-party tools. We do not control and are not responsible for the content, accuracy, or practices of any third-party services. Your use of such third-party services is at your own risk and subject to their respective terms.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by law, Nimbus Wertvane, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising out of or related to your use of the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Nimbus Wertvane and its affiliates from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any rights of a third party.

13. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. Upon termination, your right to use the Service will cease immediately.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Any material changes will be communicated through the Service or via other reasonable means. Continued use of the Service after such changes constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Nimbus Wertvane operates, without regard to conflict of law principles. [This section should be reviewed and customized to reflect your specific jurisdictional requirements.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms may be directed through the contact channels made available on our website. This document is a general template and should be reviewed by qualified legal counsel prior to use.